Don't finance or refinance before you call us.
Have a complaint or mortgage problem?
Call
for a
free consultation.
Report
turn around time
48 hours
or less
National Advocacy Group for Consumer Protection
and Corporate Fair Play
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Our Consumer
Services
We have saved thousands of homeowners
millions of dollars with our straightforward approach over the last
decade. Our Mortgage Document Inspection Report Service has been
featured Newsweek Magazine, Money Magazine, Good Housekeeping Magazine,
The New York Times, CBS Market Watch, CNN Money, The Los Angeles Times,
and numerous other publications, or media outlets. For more
information call us anytime at 866-714-6466
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OUR MORTGAGE
DOCUMENT INSPECTION REPORT
Our Mortgage Document Inspection Report is specifically designed to
make certain a homeowner or home buyer is getting the best possible
mortgage product. It is focused on the interest rate being offered
along with the costs the lender is charging for the mortgage.
All US homeowners wishing to refinance their home or home purchasers
attempting to buy a home who have good to extremely good credit are
strongly encouraged to take advantage of the Mortgage Document
Inspection Report because of the potential for cost savings and the
peace of mind in knowing you were not overcharged. On average we
save a homeowner about to refinance, or a home buyer about to
purchase a home hundreds of dollars or more.
What We Do
For individuals about to finance or refinance their home, we will
thoroughly examine your Good Faith Estimate & Truth in Lending
Statement and provide written suggestions or opinions related to
your proposed mortgage type, the interest rate you are being
offered. Our mortgage refinance or finance report and analysis
will pay particular attention to the costs you are being charged.
Our written Mortgage Document Inspection
Report pays particular attention to the following:
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Our Mortgage Document Inspection Report will address the pro's
and con's of the mortgage product you are being offered. Is
there a better type of mortgage product out there than the one
you are on the verge of getting? As an example, our report
will document the cost savings between a 30 year fixed rate
mortgage versus a 15 year fixed rate mortgage.
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If we feel like your lender has
inflated your interest rate over the market, we will document it
in the report and we will show you what your mortgage payment
including principal and interest should be versus what you are
being offered. If we can document the fact that the rate
you are being offered is an eighth of a point, or a quarter
point over market in interest rate charges, this could save you
thousands of dollars over the life of the loan. If we feel
like the mortgage interest rate you are being charged is fair,
we will tell you so. If we feel like the interest rate you
are being offered is unfair, we will say so, and we will
recommend other mortgage lenders or banks.
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Our mortgage document
inspection pays close attention to every fee listed on your Good
Faith Estimate in relationship to your proposed refinance or
home purchase mortgage. If you are being charged too much
our report will document the over charge.
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Our Mortgage Document Inspection is
a narrative written report that details everything we like, or
do not like about your proposed mortgage. Our Mortgage
Document Report is designed to save you money and it is designed
to give you peace of mind with respect to the mortgage or costs
associated with the mortgage you are being offered.
Typically the consumer shares our report with their lender and
gets a better mortgage product, lower fees or both.
What We Need From You:
We start this process with a phone interview with you involving what
your mortgage objectives are, your credit worthiness, & other basic
information we need to do a thorough report for you. In order to
complete the report we need the following:
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A brief telephone interview so we
can try to understand a little about you, your credit history,
and what your goal is with respect to the mortgage, or
refinance.
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A copy of your Good Faith Estimate
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A copy of your Truth in Lending
Statement
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If you are using a mortgage broker,
we need a copy of their Work Sheet
What does this
service cost?
This is all about saving you money and helping you discover
if you are
being over charged!
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